Use Cases
Success Case Puntored
Puntored: from five days to minutes reconciling 618M+ transactions
From Excel and ERP to an automated ecosystem with 120+ reconciliations, 15+ banks and 48+ sources
618M+
Transactions processed per year
18M+
Annual customers
48+
Sources processed in a single platform
About Puntored
Puntored is a Colombian fintech that offers LATAM physical and digital payment solutions designed to move money quickly and at low cost; connecting merchants, financial institutions and end users.
Puntored's Challenge
Puntored’s accelerated growth required a deep transformation of its operating model. Between 2024 and 2025 it doubled its volume, reaching 618.2M annual transactions and raising the complexity of reconciliation.
Multiple sources and formats
Integrating data in different formats from channels, processors and 15+ banks at that scale.
Dependence on manual tools
Excel, ERP and constant IT support for rework consumed resources and limited responsiveness.
Long response times
Reconciliations of up to 5 days affected cash forecasting and service to partner banks.
High risk of error at scale
Manual handling generated overpayments, undetected inconsistencies and operational losses.
Results achieved
Processes in minutes on 618M+ transactions, 120+ active reconciliations and E2E traceability.
Before Simetrik
- Reconciliations that took up to 5 days, affecting cash forecasting
- Manual rework, overpayments and high cost from Excel and ERP
- High risk of human error in detecting discrepancies at scale
- Reactive and late identification of inconsistencies
- Manual processes with poor traceability and high audit effort
After Simetrik
- Reconciliations in minutes on 618M+ tx, with near real-time visibility
- 120+ active monthly reconciliations that detect deviations automatically
- Automated rules and end-to-end traceability that minimize errors
- Automated validations in minutes that reduce exposure to losses
- Centralized and auditable information, ready to support regional expansion
How was it solved?
With Simetrik, Puntored automated +120 monthly reconciliations, centralized 48 data sources and built a control infrastructure prepared for its regional expansion.
How the solution was structured
4 domains from the Simetrik framework were applied to cover the end-to-end flow: from cash inflow and outflow to accounting traceability and executive visibility.
Cash In
Channel-to-bank reconciliation
Automatic validation of the flow from source channel to bank credit, matching 15+ banks and 48 data sources.
Cash Out
Overpayments and deviations
Automated control of disbursements identifies duplicate payments, incorrect amounts and deviations before losses.
Accounting Operations
E2E traceability and audit readiness
Centralized information ensures integrity between operations and accounting records, with full auditable evidence.
Unified Oversight & Alerts
Reporting and executive visibility
32+ automated reports with consolidated data deliver real-time visibility for finance and treasury.
