Trusted by leading PSPs and aggregators across 50+ countries
Use Cases
Reconciliation for PSPs & Aggregators
Every partner. Every country. Every currency. In control.
PSP & aggregators operate across dozens of partners and payment methods in multiple countries and currencies, each with its own reports, timing, FX, fees, and refund rules. Simetrik reconciles the entire flow continuously and with full traceability, down to the final merchant payout
500 B+
Annual TPV reconciled across PSP and aggregator clients
>99.9%
Automatic match rate across multi-merchant settlement flows
3x-5x
Typical ROI on fee and interchange validation controls
Confirm every approved transaction
One control layer confirming that every processing partner, acquiring banks, payment networks, and intermediaries, registered the same approved transactions you did, so nothing is lost between approval and settlement.
- Multi-merchant settlement confirmed at transaction level, every day
- Auth vs capture vs settlement vs bank, full card lifecycle matched
- ACH, wire, and digital wallet settlements confirmed T+0 or T+N
- Real-time alerts when settlements arrive late or don’t match
Validate every fee and cost
Every payment method comes with its own fee structure, FX rate, and contract terms. Simetrik validates every cost against every partner agreement, cards, instant payments, wallets, transfers, and beyond, automatically.
- Fees validated per payment method, country, and currency
- FX rates confirmed correctly across multi-currency settlements
- Overcharges from any partner identified before they compound
- Contract compliance confirmed per method, per market
Contain chargeback losses, automate dispute evidence
Chargeback ratios erode margins until networks fine you. Simetrik tracks every dispute automatically, from notification to resolution, with built-in ratio monitoring.
- Chargeback notification matched to original transaction instantly
- Evidence packets assembled automatically from transaction records
- Dispute-to-recovery cycle tracked through full resolution
Add sub-merchants and geographies
Finance and ops configure new merchants directly. One platform scales from 100 to 100,000 sub-merchants without rebuilding logic for every new market.
- New sub-merchants configured in days, not rebuilt from scratch
- Multi-currency and multi-market flows in one platform
- Governance and approval workflows across all teams
- 100+ pre-built templates for card networks, processors, and ERPs
Built for the complexity of modern payment processing
Transaction-level accuracy
>99.9%+ auto-match rate across every merchant, acquirer, and card network. Every settled amount confirmed before it hits your books.
Fee recovery, automatically
Fees and billing errors caught in real time, not at year-end review. Recover overcharges and renegotiate from a position of data.
Chargeback ratio control
Stay below network thresholds with real-time ratio monitoring and automated evidence collection across every dispute.
AI-native by design
Smart anomaly detection flags fee mismatches and settlement gaps before they compound, and improves match accuracy over time.
Real results from PSPs and aggregators like yours.
"Control shifted from reactive to structural. We are now prepared to scale without losing governance."
Mauricio Bustamante CFO, ePayco
Ready to reconcile every transaction your platform routes?
Join 180+ financial institutions that trust Simetrik to process 2.5 billion records daily, from card network clearing to verified merchant payout.