Solutions
Use Cases
Success Case Naranja X
Naranja X scales transaction operations with control and velocity
How it absorbed 4x volume growth without scaling team, reducing time from +7h to minutes
80+
integrated transactional sources
94%
end-to-end automatic reconciliation
4x+
growth without scaling team
About Naranja X
Naranja X is one of Argentina’s leading fintechs, with a comprehensive digital financial services offering that reaches millions of users. It offers payments, cards, credit, transfers, and embedded services, leveraged on its own scalable technology platform.
Naranja X's Challenge
Naranja X’s rapid growth in transaction volume and product diversity created needs that exceeded existing architecture. The risk was operational and strategic: growth strained the internal structure.
Automation at scale
Reconciliations required manual intervention and IT support for each new control at scale.
Time-to-market for new products
Each product required 6-8 weeks to stabilize controls, creating operational exposure.
Multiple sources and providers
Processors, networks, and banking cores created a fragmented ecosystem.
From reactive to preventive model
Detection of duplicates and inconsistencies occurred late, limiting reaction capacity.
Results achieved
Naranja X absorbed 4x growth with the same structure, shifting from reactive to preventive control.
Before Simetrik
- Manual reconciliations with IT dependency for control creation and adjustments
- 6-8 weeks to stabilize controls for new products
- Daily execution over 7 hours per product
- Reactive detection of duplicates and inconsistencies
After Simetrik
- 94% end-to-end automatic reconciliation without IT
- Controls defined before each product launch
- Execution in less than 1 hour per product (85% reduction)
- Proactive alerts with traceability and reversal flows
How was it solved?
Naranja X adopted Simetrik as its operational control core, centralizing reconciliations, validations, and visibility in a single platform. Over 80 sources were integrated, 75 dashboards activated, and 20 automatic extractions deployed to feed internal processes.
How the solution was structured
Naranja X operates with processors, payment networks, and multiple banking cores in a highly variable ecosystem. Simetrik structured control across 4 domains, with preventive logic from day one.
Cash In
Payments, top-ups, and transfers
Automatic reconciliation of inflow streams by product and provider with alerts and complete traceability.
Cash Out
Settlements and payments
Daily control of settlements, payments, and transfers with visibility of differences and expirations.
Fees & Billing
Processor and network fees
Automated validation of fees against agreed conditions, detecting differences in each settlement.
Claims & Chargebacks
Chargebacks and duplicates
Chargeback tracking with daily identification of duplicate transactions and operational inconsistencies.
